As young people start their first jobs earning full-time salaries, they should start thinking about saving for their future.  Especially those fortunate enough to graduate without student loans!  We think about saving in three buckets – emergency savings, retirement savings, and mid-term savings.  The most important thing is to get started early.

A mismatch between an investor’s risk tolerance and investment strategy can lead to poor decision-making, such as panic-selling during downturns.  Reviewing past investment behavior and working with a financial advisor can provide insight into your actual risk aversion. Because risk tolerance can change over time, especially after major life events, it’s important to reassess it periodically to keep investment strategies aligned with current goals and feelings.

One of the secrets of increasing wealth is the power of compound growth over time.  For those who start saving early, compounding growth can substantially increase your invested balance over time.

There are thousands of investment options across stocks, bonds, Mutual Funds, ETF’s, and others. Today we’ll explain more about Mutual Funds and ETF’s – how they are alike and how they are different.

This Market Topic provides information on the Shiller CAPE ratio and the historical relationship between valuations and forward returns.

Bonds are an important part of many portfolios, but what are they, and how do they work?